Rates

Rates

Dividend Rates

Effective January 1, 2016

ACCOUNT
TYPE
ANNUAL 
PERCENTAGE
RATE
ANNUAL
PERCENTAGE
YIELD
ELIGIBLE
AMOUNT
ALL
ACCOUNTS
0.35% 0.3506% $0.00 –
$999999

Effective: January 1, 2017

LOAN RATE SPECIALS***

NEW

*AUTO, BOAT, MOTOR, TRAILER, MOTORCYCLE, RV TRAILER  ***

If your credit score is: You can borrow up to: At this rate: For this length of time:

750+

100% of purchase price

2.75%

Up to 72 months

700 – 749

100% of purchase price

3.25%

Up to 72 months

675 – 699

100% of purchase price

3.75%

Up to 72 months

625 – 674

95% of purchase price

4.50%

Up to 72 months

 

600 – 624

95% of purchase price

5.25%

Up to 72 months

 

Below 600

 

90% of purchase price

 

6.25%

 

Up to 72 months

*Considered new if year models 2016 and newer and has less than 15,000 miles 
(Does not apply to collateral with salvage or prior salvage titles)

Motorcycle rates are based on New with zero miles. Motorcyles with any miles are considered used.

USED
***AUTO, BOAT, MOTOR, TRAILER, MOTORCYCLE, RV, TRAILER ***

If your credit score is: You can borrow up to: At this rate: For this length of time:

750+

100% of NADA clean retail

3.75%

60 months – Model years 2017 — 2016
54 months – Model years 2015 –2012
48 months – Model years 2011 — 2003
36 months – Model years 2002 or older

700 – 749

100% of NADA clean retail

4.25%

60 months – Model years 2017 — 2016
54 months – Model years 2015 –2012
48 months – Model years 2011 — 2003
36 months – Model years 2002 or older

675 – 699

100% of NADA clean retail

4.75%

60 months – Model years 2017 — 2016
54 months – Model years 2015 — 2012
48 months – Model years 2011 — 2003
36 months – Model years 2002 or older

625 – 674

90% of NADA clean retail

5.50%

60 months – Model years 2017 — 2016
54 months – Model years 2015 — 2012
48 months – Model years 2011 — 2003
36 months – Model years 2002 or older

600 – 624

90% of NADA clean retail

6.25%

60 months – Model years 2017 — 2016
54 months – Model years 2015 — 2012
48 months – Model years 2011 — 2003
36 months – Model years 2002 or older

 

Below 600

 

 

85% of NADA clean retail

 

7.25%

60 months – Model years 2017 — 2016
54 months – Model years 2015 — 2012
48 months – Model years 2011 — 2003
36 months – Model years 2002 or older

Special Notice:  Credit score does not guarantee approval of loan

Rates subject to change without notice.
***THIS SPECIAL IS FOR NEW LOANS ONLY***

LOAN RATE SPECIALS***
NEW
**AGRICULTURE, ATV & GOLF CART

If your credit score is: You can borrow up to: At this rate: For this length of time:

750+

100% of purchase price

4.75%

60 months

700 – 749

100% of purchase price

5.25%

60 months

675 – 699

100% of purchase price

5.75%

60 months

625 – 674

95% of purchase price

6.50%

60 months

600 0 624

95% of purchase price

7.25%

60 months

Below 600

90% of purchase price

8.25%

60 months

USED

**AGRICULTURE, ATV & GOLF CART

If your credit score is: You can borrow up to: At this rate: For this length of time:

750+

100% of book value

5.75%

60 months

700 – 749

100% of book value

6.25%

60 months

675 – 699

100% of book value

6.75%

48 months

625 – 674

90% of book value

7.50%

48 months

600 – 624

90% of book value

8.25%

48 months

Below 600

85% of book value

9.25%

48 months

**Applies to collateral that has a serial number or VIN# and will be secured by filing a UCC-1
with the Secretary of State

UNSECURED SIGNATURE LOANS

If your credit score is: You can borrow up to: At this rate: For this length of time:

750+

$5,000.00

7.75%

36 months

700 – 749

$5,000.00

8.25%

36 months

675 – 699

$5,000.00

8.75%

36 months

625 – 674

$5,000.00

9.50%

36 months

600 – 624

$4,000.00

10.25%

36 months

Below 600

$3,000.00

11.25%

36 months

***  SHARE LOANS (Loan secured by your shares) ***

If your credit score is: You can borrow up to: At this rate: For this length of time:

N/A

Available shares

1.25% above current dividend rate

Up to 60 months

Special Notice: Credit score does not guarantee approval of loan

RATES SUBJECT TO CHANGE WITHOUT NOTICE

***THIS SPECIAL IS FOR NEW LOANS ONLY***

YOUR MONEY IS PROTECTED

NCUA protects the money you have in a
federally insured credit union up to
$250,000, same as FDIC protects money in
a bank account. And, just like FDIC, NCUA
insurance is backed by the full faith and
credit of the U.S. Government.

 

 

ncua_logo_300 CUNALogo

 

Comments are closed